Student Housing Insurance
Everything You Need To Know About Student Housing Insurance To Protect Your Property And Income
At Rogue Risk, we help property owners, including those who own student housing “Win” the insurance game by not just reducing their insurance premiums, but the Total Cost of Risk.
Our proprietary student housing insurance program will help you free up cash flow that can back into your pocket or your next income property.
NOTE: If you are NOT currently working with Rogue Risk please do not assume you have coverage for student housing rentals. Many insurance companies still exclude student housing from coverage.
The good news is, our process is simple and straight-forward. Get a quote today and let us show you.
Keep scrolling to learn more…
Student Housing Insurance FAQ
Student Housing Insurance is a liability and property insurance policy specifically designed to meet the needs of landlords renting to students. Student Housing Insurance can also include additional package insurance coverage such an Inland Marine, Umbrella and Commercial Auto if needed.
Building types covered under Student Housing Insurance on-campus and off-campus include:
- Single-Family
- Multi-Family
- Apartment Buildings & Complexes
- Dormitories
- Boarding Houses
The type building is often less of factor in coverage than the condition, maintenance, renting procedures and security of the building.
The cost of Student Housing Insurance can vary widely depending on many different factors including:
- Location of building
- Type of building
- Age and condition of building
- Past loss history
- Safety and security procedures
Depending on the insurance carrier there will always be additional factors impacting cost as well. The key is partnering with a landlord insurance specialist like our team at Rogue Risk.
Most Student Housing Insurance policies are fairly comprehensive in nature, including coverage for:
- Building,
- Owners contents (appliances, furniture if supplies),
- Loss of Rental Income as a result of an insured loss
- Owners Liability for Bodily Injury or Property Damage to others
- ...and more.
When it comes to proper coverage it's important to talk to your insurance agent about what specifically is included and excluded from the insurance policy as coverage will vary from insurance carrier to insurance carrier.
Yes. You absolutely should carry at a minimum $1,000,000 in Umbrella/Excess Liability when you own student housing. Students (and young adults in general) can make bad decisions (as well as accidents) and in the event there is bodily injury the cost of a claim can add up fast.
Umbrella insurance provides an additional layer of liability protection in the event something bad happens.
Student Housing Insurance Carriers
We are very selective in the student housing insurance carriers we choose to partner with at Rogue Risk. Not all insurance carriers are created equal. Our clients are placed with only the best homeowners and rental property insurance companies, that show up when there is a claim. Here are a few of the partner carriers we choose to place our clients with…





We Built An Entirely New Insurance Process Tailored To Your Unique Needs As An Student Housing Property Owner
The Fastest Way To Get Rental Propety Insurance.
Researching and comparing rental property insurance can takes weeks. With Rogue Risk, you enter basic information about your property and get a custom quote in minutes not days.
Cash Flow Friendly And Affordable Rental Property Insurance.
Rental properties are a tremendous way to make money. You certainly don’t want to see that hard-earned cash get burned up by insurance premiums. Coverage is paramount, but we pride ourselves on always getting the best price possible for our clients.
Insurance Tailored To Your Specific Property.
We use over 15 years of industry experience and machine-learning to recommend and explain which AirBnB insurance policies and coverage limits best suit your needs. You save time and won’t pay for insurance you don’t need.
Top-Rated Carriers That Cover Rental Properties Like Yours.
Not all insurance carriers want or even know how to cover rental property insurance rental properties. At Rogue Risk we’ve partnered with 15+ carriers that want to write rental property insurance and provide great coverage at an even better price.
Are You Ready To Save Time, Money And Reduce Your Total Cost Of Risk?
Click the button below to get the process started. It’s simple and fast.