Workers Compensation Experience Mod Audit Review

Is your experience mod is costing you money? The scary answer is you probably aren’t sure.

If you are a business owner in the United States, you are likely aware of the workers' compensation system. This system is in place to provide benefits to employees who are injured or become ill due to their job.

Businesses that have more than one employee must carry workers' compensation insurance. The amount of coverage that a business needs is based on the number of employees and the type of work they do. In this blog post, we will discuss workers' compensation experience mods. We will explain what they are and how they can be reviewed.

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At Rogue Risk, we help find opportunities to reduce your overall insurance cost through our proprietary Workers Compensation Experience Mod Audit Review and Report.

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What are Workers' Compensation Experience Mods?

Workers' compensation experience mods (or experience rating modification factors) are used to adjust the workers' compensation premium that a business pays.

These mods aim to ensure that businesses with similar levels of risk pay similar rates for their workers' compensation insurance. Businesses with a higher level of risk will pay a higher premium, while businesses with a lower level of risk will pay a lower premium.

That’s right! insurance professional who acts more like a consultant than a salesperson.
First, we inspect your experience mod for accuracy (over 60% of Experience Mods are inaccurate).

Next, our software uses your employee payroll and claims information to identify errors and generate easy-to-read analytical reports.

Our detailed breakdown allows us to highlight short-term and long-term improvement opportunities in your Experience Mod.

We can even help you gauge the impact of individual losses on your Experience Mod and the premiums you can save through process and program improvements. 

The best part?

Our Workers Compensation Experience Mod Audit Review and Report are completely free.

Most likely, you’ve never had your insurance examined in this way. Even if you never do business with Rogue Risk, our Experience Mod Audit Review and Report will change how you view your Worker's Comp Insurance.

Invest a few seconds to complete the form with this video, and let us do the rest!

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