Small Workers Comp Claims Cost Your Business $$$

Business owners, do you want to reduce your worker's compensation premiums? You have to get rid of small claims.

If you're a business owner, you know that every penny counts. And while small workers' compensation claims may not seem like a big deal, they can actually end up costing your business a lot of money. 

Watch the video below to learn more...

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Small Workers Comp Claims Cost Your Business $$$

There is a study by one of the largest workers' compensation carriers in the United States.

It found that claims under $1,500 had the largest impact on the overall increase in workers' compensation premiums.

Meaning one large claim did not have as much impact as 2 or 3 claims under $1,500.

So, how do we reduce small claims? There are three ways to do this.

run a safer business

The first way is just to run a safer business. Now that sounds very fluffy.

But there are actually strategic processes, procedures, and methodologies in terms of documentation, and training, both in person and virtual, that you can do as the leader of your business.

This will create a safety culture, which ultimately improves the effectiveness of your business and the efficiency of your employees.

And has been found in some studies to actually improve the overall culture of a business.

Now at Rogue Risk, this is what we do with our RogueRisk365 Program.

We put you on a 365-day service plan that helps you reduce both small claims, and large claims, to ultimately run a safer, more efficient business, and drive your comp premiums down.

READ NEXT: This Workers Comp Myth Costs Your Business $1,000’S Every Year

add nurse triage

Number two, add nurse triage.

Nurse triage is a 24/7 call center of registered nurses who are going to walk your injured employees through a series of questions to ultimately determine do they need to see a medical provider or not.

This has been found to reduce claims by up to 65%. That's crazy. That brings your comp premiums down.

consider adding a deductible to your policy

Number three, consider adding a deductible to your policy.

A $500 or $1,000 workers' compensation deductible will immediately reduce your premiums.

It can also help push forward the idea that safety is important because either those employees or your business are coming out of pocket for a small claim.

A deductible isn't always the best option for every company, but it is something to consider.

READ NEXT: 12 Ideas For Workplace Wellness Programs To Reduce Workers Comp Costs

The Rub

As you can see, there are many ways to reduce small workers' compensation claims.

By running a safer business, adding nurse triage, and considering policy deductible changes, you can help keep your insurance costs down and avoid putting your business at risk.

Save yourself time and money by avoiding small Workers Comp Claims.

This is where we come in at Rogue Risk.

If your current insurance professional has never addressed issues like this with you before, I’d encourage you to reach out to us today.

I look forward to introducing you to a new way of viewing your insurance program.

Thank you,

Ryan Hanley



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